Property details first
Insurance companies ask about construction, occupancy, protection, building value, prior losses, tenants, and vacancy. Property Covered collects those details before comparing carrier options.
Get free property insurance quotes from 400+ carriers
Property Covered helps owners, landlords, and property managers get free quotes for commercial property, landlord, business income, and liability coverage. Tell us about the building, how it is used, and the coverage you need. No obligation.
- 400+ carriers and market options
- Commercial buildings, rentals, and portfolios
- Licensed support by phone
400+ carriers and market options
Carrier availability depends on the property, location, coverage, and underwriting requirements.
Three steps to compare property insurance
- Step 1
Tell us about the property
Share the address, property type, occupancy, building value, prior losses, and any lender or lease requirements.
- Step 2
Check carrier options
Property Covered compares your information with standard and specialty insurance companies that consider the property type and location.
- Step 3
Review quotes and choose
Compare limits, deductibles, valuation terms, exclusions, endorsements, and price. Licensed support can help you read the options before you choose a policy.
How Property Covered works for owners and landlords
400+ carriers and market options
Property Covered compares your information with standard and specialty insurance companies that consider commercial buildings and rental property.
Licensed support for hard questions
Call for help with lender requirements, lease terms, valuation, deductibles, exclusions, or a renewal question before you choose a policy.
Start online or call licensed support
Start online
Use the form for a new purchase, renewal, lender request, lease requirement, or change to an existing property schedule.
Get free quotesCall licensed support
Call (888) 693-8980 for help comparing property limits, valuation terms, deductibles, lender requirements, lease terms, or renewal options.
Call (888) 693-8980What do you need coverage for?
You own the building your business uses
Share the building value, business property, occupancy, and income that depends on the location.
Start quoteYou rent a building to tenants
Add the tenant use, lease requirements, rental income, building value, and property the owner keeps at the location.
Start quoteA lender or lease requires insurance
Share the required limits, deductible terms, mortgagee or loss-payee wording, and deadline with the quote request.
Start quoteYou are renewing several locations
List each address, occupancy, building value, prior loss, and renewal date so carriers can review the full schedule.
Start quoteGet quotes for these properties and more
Office buildings
Owner-occupied, leased, and multi-tenant office property.
Start quoteRetail property
Storefronts and shopping centers with one or more tenants.
Start quoteWarehouses
Owner-operated and leased warehouse or light industrial buildings.
Start quoteApartment buildings
Small apartment buildings, larger multifamily property, and rental portfolios.
Start quoteMixed-use property
Buildings with residential, retail, office, or other occupancies at one address.
Start quoteCommercial condominiums
Commercial condominium units occupied by an owner or rented to a business.
Start quoteCoverage property owners commonly carry
Commercial property
Covers insured buildings and business property after a covered loss, subject to the limits and terms in the policy.
Read coverage guideBusiness income and rental income
Can cover income and continuing expenses when covered property damage interrupts operations or rental income.
Start quoteLandlord insurance
Combines coverage for a building rented to others with the owner's property, income, and liability needs.
Start quoteGeneral liability
Covers certain third-party injury and property-damage claims connected to owning or operating the premises.
Start quoteProperty insurance marketplace FAQ
Common questions
Yes. You can ask for quotes for free, with no purchase obligation.
Have the property address, occupancy, construction details, building and contents values, prior losses, current policy, and any lender or lease requirements available when they apply.
Owners, landlords, and property managers can request quotes for offices, stores, warehouses, apartment buildings, mixed-use property, commercial condominiums, and schedules with several locations.
Yes. Add every address and its use, occupancy, value, and loss history. The carrier decides whether it will quote the locations on one policy or separate policies.
Compare building and property limits, deductibles, valuation terms, covered causes of loss, exclusions, endorsements, income coverage, and premium.
Property Covered is operated by Switchboard Risk Technologies Inc., a licensed insurance producer. National Producer Number (NPN): 22071809.